Tips : Full Coverage Auto Insurance Quotes - Where to Get the Cheapest

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wass up -  Looking for fuLl coVerage aUto inSurance quotes? And waNt to get the most coverage for the least amount of money? Here's how ...

Full Coverage Auto Insurance

FulL coVerage auTo inSurance pays for medical expenses, repair costs, and liability law suit expenses when u're involved in an automobile accident. It also pays for expenses if u're hit by an uninsured or underinsured driver. Here are the various coverages u should have and how u can save money on them.

Liability Insurance

Liability insurance pays for claims made against u, plus ur legal fees, if u injure or kill someone. It also pays for claims made against u when u damage someone else's property.

Imagine what would happen if someone won, say, a $500,000 lawsuit against u? Would u be able to pay it? Probably not. That's why liability insurance is so important.

If u don't own a lot of personal property u may want to carry the minimum liability insurance ur state requires. If u do own a lot, then u'll want to increase it to cover ur assets.

Personal Injury Protection Insurance

PIP pays medical expenses for u and ur passengers when u have an accident. It also pays for u and ur family's medical expenses if u're in another car.

If u have medical insurance u may want to skip this coverage. But if u don't, or if u live in a high-accident area, then u should purchase it.

Collision and Comprehensive Insurance

Collision coverage pays for damage to ur car from an accident no matter who was at fault. Comprehensive coverage pays for damage to u car from fire, theft, vandalism, storms, etc.

To save money on collision and comprehensive coverage u'll want to get the highest deductible u can afford to pay. If u drive an older car that's worth less than ur annual premium plus ur deductible, consider dropping these coverages.

Uninsured Motorist Insurance

Uninsured motorist insurance pays for medical expenses and property repairs caused by an uninsured, inderinsured, or hit-and-run driver. This is good coverage to carry, especially if u live in states that have a large number of uninsured drivers like Alabama, Arizona, California, Mississippi, and New Mexico.

How Get The Cheapest Full Coverage Auto Insurance

The best way to get the cheapest full coverage auto insurance is to get quotes from an auto insurance comparison site. Here u can compare quotes from different companies and choose the best policy with the lowest rate.

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